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Backend / Full Stack Engineer

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AI Summary

Join a high-autonomy engineering team to build and own backend systems for a financial infrastructure platform processing billions in payments. Collaborate directly with founders on architecture, API design, and infrastructure improvements using Go, Node.js, and AWS. Requires 2+ years of experience in backend engineering with production experience in Docker and Kubernetes.

Key Highlights
High-autonomy role with direct collaboration with founders and leadership
Competitive equity package and salary range of $180K - $230K
Hybrid work policy: 4 days in-office in NYC, WFH Friday
Key Responsibilities
Building and owning backend server applications and components that power the payment platform end to end
Contributing to architecture decisions across APIs, backend systems, and infrastructure
Collaborating directly with founders, product, and engineering through whiteboarding sessions and technical debates
Improving real-time monitoring and alerting capabilities to better understand user behavior
Taking on a wide range of engineering projects across the platform
Technical Skills Required
Docker Kubernetes Backend Engineering
Benefits & Perks
Competitive equity
Salary range $180K - $230K
Hybrid work schedule (WFH Friday)
Nice to Have
Fintech or payments infrastructure experience
Proficiency in Go or Node.js
Experience with Terraform and AWS infrastructure

Job Description


Just Focus on below job description only:

AI Talent Hunt looking for their client:

Software Engineer
Role details
Salary: $180K - $230K
On-site work policy: 4 days in-office in NYC, New York (Monday–Thursday, WFH Friday)
Full-time position
Location: New York, NY
Equity: Competitive equity
Visa sponsorship details: Open to visa transfers (e.g. OPT, H1B transfers)
Hiring Count: Looking to hire 3 - 4 candidates for this role
Tech stack:Go, Node.js, Docker, Kubernetes, Terraform, PostgreSQL, REST APIs, gRPC, AWS
About this role
We are looking for a Backend / Full Stack Engineer with 2+ years of experience to join an engineering team building financial infrastructure that already processes billions of dollars in nonprofit payments. You'll own systems end to end – from architecture to shipping – working directly with founders and leadership with zero layers in between. This is a high-autonomy role where your judgment and opinions directly shape what gets built, not just how. We need engineers who have strong technical convictions, communicate clearly, and thrive in a fast-moving environment where whiteboarding, debating, and shipping are the norm.
What you will be doing
  • Building and owning backend server applications and components that power Chariot's payment platform end to end – from design through production
  • Contributing to architecture decisions across APIs, backend systems, and infrastructure – helping define team standards and best practices
  • Collaborating directly with founders, product, and engineering through whiteboarding sessions and technical debates – strong opinions loosely held
  • Improving real-time monitoring and alerting capabilities to better understand user behavior and iterate on the product
  • Taking on a wide range of engineering projects across the platform – the team intentionally avoids siloed product lines so you'll work across the full stack.

Requirement
sBaseline
Seniority
Required: 2 - 10 years of experience in backend engineering
Work experience
Required: Experience at a reputable, growing company (Capital One-tier or faster), preferably a VC-backed startup
Required: Owned and built scalable backend systems end-to-end
Education
Required: Bachelor's degree in a technical field
Hard skills
Required: Production experience with Docker and Kubernetes
Nice-to-have:
Work experience
Nice to have: Fintech or payments infrastructure experience
Hard skills
Nice to have: Proficiency in Go or Node.js
Nice to have: Experience with Terraform and AWS infrastructure
Traits to avoid
Avoid: Contractors or consultants
Avoid: Coding bootcamp graduates with no traditional technical degree

Ideal Companies & Backgrounds
Here are a list of companies Chariot likes to see candidates with past work experience from. You can also use these companies and adjacent companies as a place to start sourcing candidates.1. Top Fintech Infrastructure and Payments Companies
Highest priority — directly relevant domain and technical complexity
  • Strip
  • eBre
  • xChim
  • ePlai
  • dMarqet
  • aAdye
  • nModern Treasur
y
2. High-Growth VC-Backed Fintech Startups
Strong engineering cultures, fast-paced environments similar to Chariot
  • Versan
  • aCircl
  • eMercur
  • yMeli
  • oStax Payment
  • sLithi
  • cColum
  • nIncreas
  • eSardin
e
3. Top-Tier Tech Companies
Strong backend engineering talent (Capital One-tier and above)
  • Datado
  • gCloudflar
  • eDatabrick
  • sCoinbas
e
Non-Ideal Companies
Here are a list of companies Chariot would like you to avoid sourcing candidates from.1. Legacy Tech and Enterprise Companies
Slow-moving cultures, less relevant engineering practices
  • IB
  • MCisc
  • oOracl
  • eSA
  • PHPE Aruba Networkin
  • gDell Technologie
  • sInfosy
  • sWipr
  • oTCS iON LifeLong Learnin
g
2. Outsourcing Firms, Consultancies, and Contract-Heavy Shops
Contractor backgrounds are a dealbreaker
  • Accentur
  • eDeloitte Digita
  • lCapgemin
  • iHCL TECHNOLOGIE
  • STech Mahindr
  • aGloban
t
3. Coding Bootcamp-Origin Companies or Bootcamp Placement Pipelines
Bootcamp-only backgrounds are a dealbreaker
  • General Assembl
  • yFlatiron Schoo
  • lApp Academ
  • yHack Reacto
r
Job Overview

Location
New York, NY

Job Type
Full-time

Salary Range
$180K - $230K



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